Bio

Swati is a Business, Product, Risk & Operations executive with extensive experience across FinTech and Payments. At Goldman Sachs, she currently serves as Head of Consumer Proprietary Business (Marcus). She is responsible for driving growth and creating an end to end banking platform with integrated experience across all Marcus by Goldman Sachs products. Prior to Goldman Sachs, Swati was the Chief Payments Risk Officer at Stripe. Her mandate was to run Risk function as a business. Control losses (fraud & credit) and financial crimes outcomes. Drive Risk considerations into upfront product design. Elevate controls, governance and decision-making. She previously held various Vice President positions at PayPal where her last role was leading a global team of 700+ associates comprising Business Analysts, Data Scientists, Product Managers, Program Managers and back end Fraud/Credit Operations Associates. Prior to that, she led a company wide effort to rationalize product architecture and elevate customer experience. Swati also spent 8+ years at Capital One on the Marketing & Analytics track as one of the few Credit Officers at the company. Her accomplishments include launching Capital One's online foray (CardLab), and enabling two tough-to-crack business segments in Prime Lending and Prime Rewards through cutting-edge analytics and modeling.